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Happy New Year and welcome to our first edition for 2021! We hope you had an enjoyable break over the holiday season.

Most of us would prefer to be debt-free as we reach retirement, however, this isn’t always possible. There are several things you can do whilst you’re still working to help reduce your debt before retirement.

Are you considering moving into an Aged Care facility? In this article we explore ways to create a good relationship with staff and residents to make the transition as smooth as possible.

With technology forever changing it’s hard to keep up with so many different communication channels. Discover how to communicate effectively whether it’s for personal or business purposes.

In a year where we saw stock markets plummet, we look at what a low-yield environment could mean for returns.

Finally, here’s a few delicious summer recipes to try on the BBQ.

We love to hear from you, so please feel free to contact us with any questions about our articles in this newsletter on 1300 069 770 or email horizonsfinancialgroup@amp.com.au.

Kind regards,

AMP Horizons Financial Group

6 ways to help reduce your debts before you retire

As your working life draws to a close, your social life and recreational activities don’t have to. If you’re anxious about money still owing, here are some helpful hints.

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​How to create a good relationship with your new aged care facility​

Moving into a new nursing home can be daunting, especially when you are moving into an unfamiliar place with new neighbours and may be engaging with aged care staff for the first time.

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How to communicate effectively using technology

One of the unintended consequences of COVID-19 has been the supersonic rise in peoples usage of digital communication channels.

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What could a low-yield environment mean for returns?

In a year where the global economy entered into its deepest crisis since the Great Depression, stock markets have demonstrated remarkable resilience, and investors who held firm or added to their portfolios though the initial crash have generally been rewarded for their confidence.

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Sizzling summer BBQ recipes

Summer and BBQs make an irresistible combo.

And for cooking inspo beyond ordinary, check out these delicious dishes courtesy of our friends at Weber.

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